← Back to all articles

Articles · Earnings, Guidance Tracker

Truist Financial (TFC) Q3 2026 Earnings: Revenue, EPS and Outlook

Q3 2026 (quarter ended Sep 30, 2026): revenue, EPS and full-year guidance from the SEC filing

Published Nov 5, 2026

TL;DR

  • Truist Financial: next quarter only; revenue −27.8% vs a year earlier.

Truist Financial's results for Q3 2026 (quarter ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-10-16. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.

At a glance

ItemValue
Revenue (GAAP)$3,747 million (−27.8% vs a year earlier)
Diluted EPS (GAAP)$0.56
Adjusted per-share figure (company's non-GAAP measure; FFO/AFFO for REITs)$1.16
Full-year guidanceNext quarter only

Guidance

Truist's earnings deck guides 4Q26 taxable-equivalent revenue near $5.35 billion and noninterest expense up 2.5%; no full-year outlook.

Why this label: EX-99.1 has no outlook; the EX-99.3 deck gives only a '4Q26 outlook' (revenue-TE ~$5.35B, expense up 2.5%); no full-year guidance.

Next-quarter outlook:

MetricPeriodRange
revenue - TE (non-GAAP)4Q26~$5.35 billion
noninterest expense4Q26up 2.5%
net charge-off ratio4Q26~0.45%
effective tax rate4Q26~13.5% effective; ~15.5% FTE
share repurchases4Q26~$1 billion

From the release

Revenue: "Revenue · 3,747 · 5,265 · 5,187"

Earnings per share: "Diluted EPS of $0.56; adjusted diluted EPS (1) of $1.16, up 12% compared to 3Q25"

Quotes are copied from the filing; in table rows, cell borders are shown as “·”.

Key fact: Adjusted EPS rose 12% to $1.16; GAAP EPS $0.56 after $1.4B securities loss.

Source

Truist Financial earnings release (SEC filing), accession 0000092230-26-000108, filed 2026-10-16.

Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.

Get the Sunday Recap by email

One email a week. Every issue is published on the site too, so this is only about getting it in your inbox.

Subscribing signs you up for the free YieldTerminal Sunday recap, one email a week. Educational only, not financial advice. Unsubscribe any time.

Educational commentary, not a recommendation to buy or sell anything.