PayPal Holdings's results for Q3 2026 (ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-10-27. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.
At a glance
| Item | Value |
|---|---|
| Revenue (GAAP net revenues) | $8,584 million (+2.0% vs a year earlier) |
| Diluted EPS (GAAP) | $1.25 |
| Adjusted per-share figure (company's non-GAAP measure; FFO/AFFO for REITs) | $1.45 |
| Full-year guidance | Raised |
Guidance
PayPal raised 2026 non-GAAP EPS guidance to about $5.60 from about $5.38, raised its TM$ guide and reaffirmed GAAP EPS of about $5.07.
Why this label: Raising FY non-GAAP EPS (~$5.60 vs July ~$5.38) and TM$ guidance; GAAP EPS reaffirmed; nothing core lowered.
| Metric | Period | New | Prior (as stated in the release) |
|---|---|---|---|
| non-GAAP EPS | FY2026 | ~$5.60 | ~$5.38 |
| GAAP EPS | FY2026 | ~$5.07 | mid-single digit decline |
| non-GAAP transaction margin dollars (TM$) | FY2026 | raised (figure only in earnings presentation) | not stated |
Next-quarter outlook:
| Metric | Period | Range |
|---|---|---|
| GAAP EPS | Q4 2026 | ~$1.37 |
| non-GAAP EPS | Q4 2026 | ~$1.43 |
From the release
Revenue: "Net revenues · $8,584 · $8,417 · 2%"
Earnings per share: "GAAP EPS decreased 4% to $1.25 3 ; non-GAAP EPS increased 8% to $1.45."
non-GAAP EPS: "Non-GAAP EPS 3 · ~$5.60 · ~$5.38 · $5.31"
GAAP EPS: "GAAP EPS 2 · ~$5.07 · Mid-single digit decline · $5.41"
non-GAAP transaction margin dollars (TM$): "Following another strong quarter, PayPal is raising full year non-GAAP TM$ and EPS guidance and reaffirming GAAP EPS guidance."
Quotes are copied from the filing; in table rows, cell borders are shown as “·”.
Key fact: Raised 2026 non-GAAP EPS guide to ~$5.60 from ~$5.38; Q3 non-GAAP EPS up 8%.
Source
PayPal Holdings earnings release (SEC filing), accession 0001633917-26-000086, filed 2026-10-27.
Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.