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Equifax (EFX) Q3 2026 Earnings: Guidance Lowered

Q3 2026 (ended Sep 30, 2026): revenue, EPS and full-year guidance from the SEC filing

Published Nov 5, 2026

TL;DR

  • Equifax lowered its full-year guidance; revenue +9.6% vs a year earlier.

Equifax's results for Q3 2026 (ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-10-20. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.

At a glance

ItemValue
Revenue (GAAP)$1,692 million (+9.6% vs a year earlier)
Diluted EPS (GAAP)$1.79
Adjusted per-share figure (company's non-GAAP measure; FFO/AFFO for REITs)$2.26
Full-year guidanceLowered

Guidance

Equifax lowered FY2026 revenue guidance midpoint to $6.661 billion and adjusted EPS midpoint to $8.50, citing a weaker U.S. mortgage market.

Why this label: 'reducing our full year 2026 revenue guidance at the midpoint to $6.661 billion'; adjusted EPS $8.50, 'a reduction of only $0.04' at midpoint; nothing core up.

MetricPeriodNewPrior (as stated in the release)
revenueFY2026$6.646–$6.676 billion (midpoint $6.661 billion)not stated
adjusted EPSFY2026$8.45–$8.55 (midpoint $8.50)not stated
Diversified Markets revenue growthFY2026high single-digit percentnot stated

Next-quarter outlook:

MetricPeriodRange
revenueQ4 2026$1.605–$1.635 billion
adjusted EPSQ4 2026$2.07–$2.17

From the release

Revenue: "Total operating revenue · $ · 1,692.5 · $ · 1,544.9 · $ · 147.6 · 10 · %"

Earnings per share: "Diluted EPS attributable to Equifax was $1.79 per share in the third quarter of 2026, up 39 percent compared to $1.29 per share in the third quarter of 2025."

revenue: "we are reducing our full year 2026 revenue guidance at the midpoint to $6.661 billion, reflecting this reduction in our U.S. Mortgage related revenue."

adjusted EPS: "we expect to deliver 2026 Adjusted EPS Guidance of $8.50 per share, a reduction of only $0.04 per share at the midpoint and well within our previous Guidance range."

Diversified Markets revenue growth: "we are maintaining our Diversified Markets revenue guidance for revenue growth of high single-digit percent."

Quotes are copied from the filing; in table rows, cell borders are shown as “·”.

Key fact: Revenue up 10% to $1.693 billion; FY2026 revenue guidance cut on weaker mortgage market

Source

Equifax earnings release (SEC filing), accession 0000033185-26-000037, filed 2026-10-20.

Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.

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