Citizens Financial Group's results for Q3 2026 (quarter ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-10-16. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.
At a glance
| Item | Value |
|---|---|
| Revenue (GAAP (total revenue)) | $2,322 million (+9.6% vs a year earlier) |
| Diluted EPS (GAAP) | $1.41 |
| Full-year guidance | Next quarter only |
Guidance
Citizens guides 4Q26 net interest income up ~2.5–3%, fees up ~4–5% and expenses up ~1% vs 3Q26.
Why this label: Outlook is '4Q26 outlook vs. 3Q26' only (NII, fees, expense); no full-year figures.
Next-quarter outlook:
| Metric | Period | Range |
|---|---|---|
| net interest income vs 3Q26 | Q4 2026 | up ~2.5% to 3% (from $1,675MM) |
| noninterest income vs 3Q26 | Q4 2026 | up ~4% to 5% (from $647MM) |
| noninterest expense vs 3Q26 | Q4 2026 | up ~1% (from $1,393MM) |
| net charge-offs | Q4 2026 | stable to down slightly |
From the release
Revenue: "Total revenue · 2,322 · 2,283 · 2,118"
Earnings per share: "Diluted earnings per share · 1.41 · 1.30 · 1.05"
Quotes are copied from the filing; in table rows, cell borders are shown as “·”.
Key fact: EPS $1.41, up 34% year over year; dividend raised 13% to $0.52.
Source
Citizens Financial Group earnings release (SEC filing), accession 0000759944-26-000206, filed 2026-10-16.
Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.