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American Express (AXP) Q3 2026 Earnings: Guidance Raised

Q3 2026 (ended Sep 30, 2026): revenue, EPS and full-year guidance from the SEC filing

Published Nov 5, 2026

TL;DR

  • American Express raised its full-year guidance; revenue +8.9% vs a year earlier.

American Express's results for Q3 2026 (ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-10-23. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.

At a glance

ItemValue
Revenue (GAAP)$20,062 million (+8.9% vs a year earlier)
Diluted EPS (GAAP)$5.42
Adjusted per-share figure (company's non-GAAP measure; FFO/AFFO for REITs)$4.68
Full-year guidanceRaised

Guidance

Raised 2026 EPS guidance to $18.30–18.60 ($17.60–17.90 adjusted); says it is on track for 10% revenue growth.

Why this label: 'Raising our full-year EPS guidance' to $18.30-$18.60; revenue growth 'on track' with no change; prior range not stated.

MetricPeriodNewPrior (as stated in the release)
GAAP diluted EPSFY2026$18.30–18.60not stated
adjusted diluted EPSFY2026$17.60–17.90not stated
revenue growthFY202610%not stated

From the release

Revenue: "Total Revenues Net of Interest Expense FX-adjusted 2 · $20,062 · $18,426 $18,413 · 9% 9%"

Earnings per share: "Q3 EPS ROSE 31% TO $5.42, OR 13% TO $4.68 ON AN ADJUSTED BASIS"

GAAP diluted EPS: "raising our full-year EPS guidance to between $18.30 and $18.60 ($17.60-$17.90 adjusted)"

adjusted diluted EPS: "raising our full-year EPS guidance to between $18.30 and $18.60 ($17.60-$17.90 adjusted)"

revenue growth: "on track to deliver another year of 10 percent revenue growth"

Quotes are copied from the filing; in table rows, cell borders are shown as “·”.

Key fact: Raised 2026 EPS guidance to $18.30–$18.60; record Q3 revenue $20.1 billion, up 9%.

Source

American Express earnings release (SEC filing), accession 0000004962-26-000405, filed 2026-10-23.

Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.

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