Aflac Incorporated's results for Q3 2026 (ended Sep 30, 2026) come from the company's own earnings release, filed with the SEC on 2026-11-04. Everything below is taken from that filing; quotes are copied exactly. Company outlooks are the company's own.
At a glance
| Item | Value |
|---|---|
| Revenue (GAAP) | $3,271 million (−31.0% vs a year earlier) |
| Diluted EPS (GAAP) | $0.61 |
| Adjusted per-share figure (company's non-GAAP measure; FFO/AFFO for REITs) | $2.43 |
| Full-year guidance | Stated (no change given) |
Guidance
No company revenue or EPS outlook; Aflac raised its 2026 Japan segment pretax margin range to 35%–38% and expects U.S. margin above 17%–20%.
Why this label: Only segment ratio/margin outlook (EX-99.3 call remarks); Japan pretax margin range 'raised' is a segment item, not core; no company revenue/EPS guide.
| Metric | Period | New | Prior (as stated in the release) |
|---|---|---|---|
| Aflac Japan pretax profit margin | FY2026 | 35%–38% | not stated |
| Aflac U.S. pretax profit margin | FY2026 | above the 17%–20% range | not stated |
From the release
Revenue: "Total revenues · $ · 3,271 · $ · 4,740 · (31.0) · %"
Earnings per share: "Net earnings per share (diluted) · 0.61 · 3.08 · (80.2) · % · Adjusted earnings per share (diluted)* · 2.43 · 2.49 · (2.4) · %"
Aflac Japan pretax profit margin: "we have raised the 2026 expected pretax profit margin range for Aflac Japan to 35% to 38%"
Aflac U.S. pretax profit margin: "we expect pretax profit margin for 2026 in the U.S. to be above the 17% to 20% range"
Quotes are copied from the filing; in table rows, cell borders are shown as “·”.
Key fact: Net earnings fell to $0.61 per diluted share from $3.08 on portfolio repositioning losses.
Source
Aflac Incorporated earnings release (SEC filing), accession 0001628280-26-070181, filed 2026-11-04.
Part of the Q3 2026 Guidance Tracker. Educational only, not advice. Free weekly recap every Sunday: yieldterminalpro.com/newsletter.